Tied credit intermediary · Bank of Portugal registration no. 8646

Protect what matters most.Request a contact about insurance.

Through its partnership with MDS, Lumina Crédito offers a full range of insurance solutions, tailored to your needs, for greater security and peace of mind at every stage of your life.

Lumina Crédito receives your insurance request and refers the contact to MDS, which reviews your needs, compares offers and cover, answers your questions and arranges the policy.

  • Life

    Financial protection for your family

  • Home

    Your home and assets

  • Motor

    Protection on the road

  • Health

    Health care

  • Workers' Compensation

    Protection at work

  • Personal Accident

    Everyday accidents

  • Pets

    Protection for your pets

From your request to the partner's contact.

Your request

Tell us which type of insurance you would like to be contacted about. Lumina Crédito receives the request and refers the contact to a partner.

Review by the partner

The partner reviews your needs and compares insurance offers and cover.

Offers and policy

The partner presents the offers, explains the terms and cover and arranges the policy.

What to include in your contact request

To request a contact, just fill in the form. The partner tells you which documents it needs.

  • The type of insurance you would like to be contacted about.
  • The partner tells you which documents it needs for the review.

Lumina receives your request. The review of your needs, the offers and the policy are handled by the partner.

Prepare your next step.

Talk to a specialist

Institutions we work with

  • Caixa Geral de Depósitos, S.A.
  • Banco Santander Totta, S.A.
  • Banco BPI, S.A.
  • Novo Banco, S.A.
  • BBVA, Instituição Financeira de Crédito, S.A.
  • Bankinter, S.A. (Sucursal em Portugal)
  • Unión de Créditos Inmobiliarios, S.A.
  • Abanca Portugal, S.A.

Lenders with which we have a tied agent agreement. No exclusivity.

Ready to move forward.

Frequently asked questions

Who reviews the insurance and presents the offers?

The partner that receives the contact reviews your needs, compares offers and cover, explains the terms and arranges the policy. Lumina Crédito's role is limited to receiving the request and referring the contact.

How does insurance fit into the loan comparison?

In the loan comparison, Lumina Crédito sets out the insurance costs shown in the ESIS (FINE), together with the instalment and the full monthly cost. Questions about cover and the insurance contract are handled by the partner.

Can I request a contact about life and non-life insurance?

Yes. You can state the type of insurance you need. Lumina Crédito refers the contact to a partner, which reviews the request and presents the available solutions.

Talk to Lumina Crédito

Leave your details. A specialist follows your request and explains the next steps. We receive your insurance request and refer it to a partner, which handles the review, the offers and the policy.

Eduardo Graça, founder of Lumina Crédito, in a blue suit and bow tie.
Eduardo GraçaFounder of Lumina Crédito

All fields are required, except the amount you want to borrow and the message.

Your contact request
Example: 150,000.50