For individuals
Need financing for a personal project? We review your needs, compare credit solutions and help you find terms that fit your budget.
Request a credit reviewYour plans deserve to move forwardFind the right financing
Whether to carry out a personal project or to help your business grow, we help you find financing that fits your needs.
We review your profile, compare alternatives and support you at every step so you can decide with confidence.
Lumina Crédito is the brand of EG CREDIT SOLUTIONS - Intermediários de Crédito Unipessoal, Lda, a tied credit intermediary registered with the Bank of Portugal under no. 8646, which provides the credit intermediation services. Lumina Crédito does not grant credit: the decision and the granting of credit rest with the credit institutions.
A solution that fits the request.
For businesses
Does your business need financing to invest, grow or strengthen its cash flow? We review your goals and look for financial solutions that fit the reality of your business.
Review business financingOffers explained
We compare the terms of the available offers, explain the costs and answer your questions, so you can make your decision clearly and with confidence.
What to prepare for the review
To request a contact, just fill in the form. The documents are gathered later.
- Purpose and approximate amount of the financing.
- Information about the financial situation of the individual or the business.
After the first contact, we send the list of documents for your type of operation and explain anything that is missing.
See the process and the documentsPrepare your next step.
Talk to a specialistInstitutions we work with
- Caixa Geral de Depósitos, S.A.
- Banco Santander Totta, S.A.
- Banco BPI, S.A.
- Novo Banco, S.A.
- BBVA, Instituição Financeira de Crédito, S.A.
- Bankinter, S.A. (Sucursal em Portugal)
- Unión de Créditos Inmobiliarios, S.A.
- Abanca Portugal, S.A.
Lenders with which we have a tied agent agreement. No exclusivity.
Ready to move forward.
Frequently asked questions
Can I request a contact for my business?
Yes. State in your request that you are looking for business financing and explain the purpose. The first contact lets us frame your needs.
Which documents should I prepare?
Once we know your request, we send the list of documents for your type of operation. At the first contact, you only need to state the purpose and, if you know it, the approximate amount.
Will I have support throughout the request?
Yes. Lumina Crédito follows the collection of documents, the review, the submission to the banks and the explanation of the terms offered.
Talk to Lumina Crédito
Leave your details. A specialist follows your request and explains the next steps. We follow the collection of documents, the review and the explanation of the terms offered.
Would you rather write to us?WhatsApp +351 923 224 394, opens in a new window
Lumina Crédito number for messages.
comercial@luminacredito.comeduardo.graca@luminacredito.com